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Clear confusion for seniors with new healthcare law

Reported by: Sandra Gonzalez
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Updated: 4/10/2014 2:52 pm

LAS VEGAS (KSNV & MyNews3)-- One month in and as senior citizens hear more about the affordable care act, some myths and confusion have been flying around as to how this impacts their healthcare.

Camille Williams, 70, stays active and loves her sewing class at the Doolittle Senior Center. She's been watching the immense coverage of the Affordable Care Act and has some questions.

"If I decided to leave Blue Cross Blue Shield, could I pick up Affordable Care?" Williams asked.

The answer is no. That is a common myth according to the Association of American Retired Persons Nevada.

Some seniors believe they can go to the Nevada Health Link website and shop for insurance. It is only for people under the age of 64. People over the age of 65 automatically qualify for Medicare, or can purchase private insurance if they choose to.

"For people over 65, Medicare is their coverage so they don't have to worry about the healthcare marketplace at all or about making any changes other than any other changes they would do during open enrollment," said Hilarie Grey with AARP Nevada.

Medicare, under the new federal law would now offer stronger healthcare with preventive care and wellness visits.

Seniors between the age of 55 and 64 may be eligible for insurance through the exchange, and price will vary on their circumstances.

Some seniors aren't confused about the Affordable Care Act and insurance being offered through the exchange websites, but there is confusion when they find out that their supplemental insurance is going to cost more.

76 year old Millie Sims was upset when she opened up a letter with her supplemental insurance plan notification.

"You will pay $166 a month now for your healthcare. And it just totally threw me away," Sims said.

Insurance experts say Sims is not alone. This is happening on the private insurance market. They suggest seniors shop around for other supplemental plans.

AARP Nevada will be holding an informational session on the new health care law on Saturday morning at 11 at the Spring Valley Library on South Jones Boulevard.



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